Do Tire Stores Finance?

If your car tires have seen better days, it might be time for an upgrade. We all know how integral good tires are to car performance, but tires can be expensive and are often not something people look forward to investing in until absolutely necessary. If you need new tires but don’t have the money to buy them upfront, tire financing can be the solution to your problem. 

Tire financing is a type of financing option that allows individuals to purchase tires without having to pay for them all at once. Instead, they can pay over time, usually in the form of monthly installments, with interest added to the selling price. 

When it comes to whether or not tire stores offer financing, the answer is they do. Tire financing is available from various manufacturers and a majority of tire stores. A simple Google search along the lines of tire shop near me financing will confirm this. 

While the specific terms and conditions can vary, tire stores typically require that the borrower make a downpayment (a portion of the selling price) at the time of purchase. After that, they offer an interest rate on the outstanding balance and the borrower needs to make monthly installments until the balance is paid off.


What Are the Advantages of Tire Financing? 

If you’re still wondering whether tire financing is the right choice for you, we compiled the top three benefits to help you make a decision:



Affordability is the most obvious advantage of tire financing. Tires can come with a hefty price tag, and tire financing can help individuals afford new tires even when they may not have the budget to upgrade. Financing can also make the costs more manageable as payments are spread out over time.

Financing is an especially good option if you’re looking for high-quality tires with high-tech features, added safety, and better durability and performance. It can open up a greater variety of options and make high-end brands more affordable and accessible for everyday car owners.


Credit Building 

A tire financing plan can be a great way to build credit. Making timely payments can help build credit history and improve credit scores, which can be helpful when looking for other types of credit or loans in the future. 

Your credit score generally depends on several factors, including credit utilization, length of credit history, and payment history. If you continue to make timely payments to repay your tire debt, this can help establish a positive payment history, which will boost your credit score in the long run. 



Tires are an essential component of any vehicle, and your tire health plays an important part in the overall lifespan and performance of your car. Driving with worn-out or damaged tires can be dangerous. Tires are the only part of the vehicle which touches the road, meaning they play a critical role in the car’s traction, handling, and stability. 

If your car urgently needs new tires, but you cannot afford them at the moment, tire financing can help you replace them and reduce the risk of road accidents. Instead of waiting for your tires to fail you, it’s always better to ask your local tire store for a financing package to ensure your safety on the road. 


Final Thoughts

Ultimately, tire financing with flexible and affordable terms can be a valuable tool in helping people purchase the tires that they need. With a financing package, even low-budget drivers can invest in high-quality tires that offer better safety features and durability. This enhances the driving experience and ensures the car is safe on the road. 

However, not all financing packages are the same. Always review the terms and conditions of any tire financing offer before signing the deal. Carefully check the interest rate, payment schedules, and any fees associated with the financing. Compare different financing options offered by various stores to find a package that best suits your needs.

It’s also important to find a reliable lender when it comes to financing tires. If you’re looking for a trustworthy tire financing service, head over to Cheap Tires ASAP to get your favorite tires delivered to your doorstep–without breaking the bank.